Saturday, February 23, 2019

Investing philosophy

My Investment philosophy is inspired by

Vanguard index fund that covers many equity stocks. We need to put a reasonable limit.

Warren buffet principles like choose simple businesses that are easy to understand and pick leaders.

Avoid complex companies that are into too many things and it is difficult to identify value of each business and compare it with peers.

Reliance industries, L&T, ITC are complex companies. L&T is at least trying to list different subsidiaries.

Thursday, February 21, 2019

D3D Home Camera



D3D Home Camera supports 128GB micro sd card. Bought it from SanDisk.

To access microSD card, USB connector is required.

The SD card needs to be formatted using default (extFAT).

D3D produces videos in .264 format without any extension.

We can use mediaplayerlite for this directly.

http://www.mediaplayerlite.net/

The VLC player didn't work even after some tweaks.



Saturday, February 16, 2019

Eye Health

On 16 feb 2019

Got eye checkup done at eye foundation.

Left eye : -0.25 cylinderical

Right eye : -1.25 spherical

On 4-apr-2018

Technician told that Eye foundation had also written cylindrical -0.50 in right eye which is not necessary for you. Otherwise, it will lead to spinning for few days etc.

Existing glass : by vision express

Left eye : -1.00 spherical
Right eye : -0.25 cylindrical

Friday, February 15, 2019

Intrinsic Value


Intrinsic Value


Formula 1

Intrinsic Value = EPS x (8.5 + 2g)

EPS = Earning Per Share (trailing 12 months)

8.5 = PE of a stock @ 0% growth rate 

g = EPS growth rate (for next decade)

Formula 2

 Intrinsic Value = EPS x (8.5 + 2g) x (4.4/Y)

1962 : US corporate bond yield was 4.4%
Y : current corporate bond yield.

Formula 3

Intrinsic Value = EPS x (7 + g) x (4.4/Y)

* Reduced PE to 7 for conservative investors.
* Not many high growth companies during his time in 1962 ... Today, we can use 'g' for high growth companies.

https://www.tradebrains.in/find-intrinsic-value-of-stocks-using-graham-formula/


 


Thursday, February 14, 2019

Laxmi Treatment Plan


30 September 2015 : treatment start date.

Laxmi has completed 12 weekly cycles (3 months) of Paclitaxel + Carboplatin.

Laxmi has completed 21 cycles ( 21 days) of Trastuzumab.

May & June 2016 : Thyroid. Total Thyroidectomy & I-131.

Aug & Sep 2016 : MRI Brain Mets. Cyberknife (6 Sep to 10 Sep).

Laxmi has completed 8 cycles (monthly 5 days) of Temozolamide.

Laxmi has completed 8 cycles of Capecitabine + Lapatinib.

Laxmi has completed 10 cycles (21 days) of TDM1.

In the second iteration,

Laxmi has completed 6 cycles (21 days) of Docetaxel + Carboplatin.

Today is 2nd cycle of Trastuzumab.

Wednesday, February 13, 2019

Valentine day

Valentine day

It just comes and goes...

At times, we buy a rose ...
At other times, a bouquet...

We find some relavent card ...

Have yummy food at a decent restaurant ...

Followed by a movie...

And Valentine day is over...

Let us wait now for next year...

Designation and Title

Unless the work profile changes, change in designation/title has no significance.

You can tag yourself with any title like CEO, VP, Director etc...

The title itself has no significance as the levels are different in each company.

Banks and financial institutions can make you AVP... assistant vice president.

Saturday, February 9, 2019

Adani transmission

Adani transmission

Largest private sector power transmission company.

Already eached 13k ckm (circuit km).

Skin white patches

Consulted Dr Elizabeth for white patches on back side, koh (potassium hydroxide)  test was done by technician.

It is an inexpensive fungal test.

Result : Negative for P.V.

Dr : Harmless. Just ignore.

Friday, February 8, 2019

Sip

Surinder investment plan (SIP)
Invest in EPF (12.5% basic + equivalent employer share)
Employer Share:
Invest in EPS (8.33% : upper cap :fixed amount : 1250 RS X 12 months = 15k)
Invest in EPF ( 12.5% basic - EPS )
Invest in NPS tier 1 (10% basic + 50k)
Invest in PPF (1.5L)
Invest in SSY (1.5L)
Invest in NPS tier 2 (same as tier 1)
Invest in Mutual funds (only in top 10 house by amu)
Each fund house : limit to two or three  (diversified, large, mid)
Each mutual fund : cap : do not exceed monthly gross
Invest in Equities (choose close to 200 ..trim them with time and experience on corporate governance and other things).

Tuesday, February 5, 2019

World cancer day

World Cancer day
4th feb

Cancer has cure. Yes, healing is possible.

Monday, February 4, 2019

Kidney Stone


Kidney Stone :

 

Action Plan 

  • Water Intake
    • 1.5 Ltr  to 3 Ltr Water : Daily
      • Best parameter : urine should not be yellow in color
  • K-CIT (Potassium Citrate and Citric Acid solution)
  • Ayurved
    • Need to consult Ayurvedic doctor for these
    • Himalaya Cystone Syrup or Tablet
      • Ideally 1-0-1 for 1 month or two
    • Dabur Stondab Syrup/Tablet
    • Baidhyanath Pathrina Tablet
    • Kapiva Ayurveda Juice - Stone Go
    • Keva Stone Crush

  • Homeopathic
    • Identify : Preet homeopathy or alternative.
    • Need to consult Homeopathic consultant.

Ayurved Options

Incredible Ayurveda - Banana, Peppermint, milk, water


History

Check Excel sheet - Medical History